In order to meet your requirements, we can provide you with our expertise in monetics, as a Direct Participant.
We can bring you a global approach, thanks to our long-standing partnership with Experian, a service company, and eventually with CPS, a card-personalizing actor.

Société Générale-Experian joint offer presents the following advantages :

• Société Générale and Experian propose complementary core business services, providing an outstanding expertise.
• Société Générale is the contact of Indirect Participants for all regulation and interbanking aspects (organization and operation of the system) . It is also the financial and technical intermediary for monetics interbanking clearning and settlement sytem
• As an IT subcontractor, EXPERIAN delivers a process-based offer (cardholders file and remittance file creation, providing off-balance sheet details of monetics transactions, risk assessment & management, fraudulous data supervision ...)

Major strategic, cost-saving and technical advantages are integrated in the offer :

Strategic advantage

Your business policy (for on-going customers and potential prospects ) isn’t linked with Société Générale’s one . For IT-related points, you can rely on EXPERIAN’s expertise, using a confidential direct and permanent link.

Cost-saving advantage

You have a good cost-saving of being integrated in our bulk process ; Société Générale is indeed one of the major actors in the French Interbanking Clearing System (2nd rank in amount, and 3rd one in volume of transactions .
Experian, which is a leader in monetics-related offers, and has a partnership with about 100 institutions in France . In Experian’s banking processing center, fixed costs are shared among the institutions.

Technical advantage

Société Générale-Experian joint offer has been living for about 10 years. It includes modularity and relies on market-leading softwares and systems. It provides the user with a direct link between himself and his subcontractors, in order to reach the best effectiveness.
Best fitting and user-friendly tools are proposed to the users. For example, process follow-up and monitoring is done with a web-based application, which can be easily widespread in your network’s branches.
Last but not least, our joint offer provides you with the technical capability to match you specific requirements.

Each of our proposed processes is strongly secured.

Wish to now more on the topic ? Do not hesitate to contact us !